So here’s what we cover in this 8-week course:
Whether you're newly engaged, recently married, or have years of experience together, this 8-week course helps you personalize your budgets and build a stronger financial foundation together.
Find greater peace of mind talking about money.
Love is Beautiful, But Money Fights Are Brutal.
Let's Change That.
Can you relate? You fell madly in love, but now, not seeing eye to eye on finances is getting in the way. You're ready for intimacy, connection, financial security, and success.
Let's Relate!
The Struggles We Face Together
You may have experienced one or more of these scenarios:
- Disagreements about spending and saving, even when you're financially stable.
- Emotional outbursts that shut down conversations and dissolve communication.
- Past fears and mistakes impacting your current relationship.
- Keeping financial secrets or fearing your partner is doing the same, leading to a lack of trust.
- Feeling that things aren't fair financially, but not wanting to disrespect your partner regarding their contributions.
If any of this resonates with you, you’re in the right place.
What is Financial Intimacy and Why Do You Need It?
Financial intimacy is the practice of openly discussing money matters with your partner, understanding each other's financial beliefs, and working together towards shared financial goals. It’s about creating a safe space for honest conversations about finances, where both partners feel heard, respected, and valued.
Why Do You Need Financial Intimacy
Build Trust: Money can be a sensitive topic, and keeping financial secrets can erode trust in a relationship. Financial intimacy fosters transparency, allowing you to share your financial situation without fear of judgment.
Reduce Conflict: Many couples experience financial disagreements, which can lead to resentment and emotional distance. By developing financial intimacy, you can navigate these conversations with empathy and understanding, reducing the likelihood of conflict.
Achieve Goals Together: When you and your partner are aligned on financial goals, you can work together to achieve them. Whether it’s buying a home, starting a family, or planning for retirement, financial intimacy ensures you’re on the same page.
Enhance Emotional Connection: Discussing finances openly can deepen your emotional connection. It allows you to understand each other’s values and priorities, fostering a stronger bond.
Create a Secure Future: Financial intimacy equips you with the tools to manage your finances effectively, ensuring a secure future for both of you. It empowers you to make informed decisions together, leading to financial stability and peace of mind.
Let's Do the Math!
The Cost of Inaction
What are the potential costs of not acting now? Failing to build financial intimacy can lead to significant emotional and financial consequences:
According to an AICPA survey, nearly 50% American couples experiencing financial tension admit it’s had a negative impact on intimacy with their partner. More often, this is an issue for men than women. 7 out of 10 married or cohabitating Americans have had a disagreement with their partner about finances in the past year. Financial ‘infidelity’ is enough to end 2 out of 5 relationships. Parents with children in the household experience financially driven relationship issues at a significantly higher rate.
Divorce costs can average nearly $13,000, not including the emotional toll and the division of assets.
Weekly therapy or coaching can cost upwards of $250, adding up to $6,000 in just six months.
It's time to transform your conversations to unlock
true financial harmony.
Introducing the Financial Harmony Roadmap, a program designed by a couple who gets what you're going through because so did we.
So, what is the Financial Harmony Roadmap anyway?
Let's dig into this a bit more...
Welcome to our transformative, 8-week program designed exclusively for couples seeking to unlock the power of financial harmony in their relationship.
By the end of the Financial Harmony Roadmap, you will:
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Become Financially United: As a united front, you'll navigate financial obstacles with confidence, knowing you have the tools to overcome them together.
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Craft a Vision for Financial Harmony: By leveraging each of your unique personalities and talents, you'll create budgets that align with your shared values, needs, and wants.
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End the Cycle of Struggle: We will provide you important talking points and model good conversations to guide you toward a harmonious and balanced financial life, where open communication, trust, and mutual support are the norm.
Module 1
Introduction
Setting the Stage for Financial Harmony
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Shift your mindset in a critically important way that sets a strong foundation for you as a couple!
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Discover the difference between budgets and budgeting.
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Learn from mistakes we made along the way so you minimize them for yourselves or avoid them altogether!
Module 2
Why Budget?
Unleashing the Power of Financial Harmony
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Delve into the compelling reasons why budgeting benefits individuals and couples.
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Explore the benefits that budgeting processes can bring to your relationship!
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Witness how budgeting can be a catalyst for personal satisfaction, setting you on a path towards greater prosperity and connection.
Module 3
Leveling the Playing Field
Creating Emotional Safety
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Understand your relationship with money as a couple and identify your values.
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Embrace principle-based planning and foster equity in your decision making
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Align your financial aspirations and nurture a strong foundation for long-term success!
Module 4
Expenses by Category
Mastering the Art of Budgeting
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Learn the practical skills of budgeting by organizing and categorizing your expenses.
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Explore the 50-30-20 rule and zero-sum budgets.
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Gain control over your money by allocating it to manage your expenses.
Module 5
Your First Budget
Collaboration and Taking Ownership
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Delve into key considerations such as income, sharing expenses in a productive way, and owning your contributions to the process.
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Learn effective strategies for open and honest conversations around money, ensuring that both partners feel heard and respected!
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Lay the groundwork for financial harmony and collaboration in your budgeting process.
Module 6
Your First
Check-in
Nurturing Transparency and Financial Progress
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Experience the power of regular check-ins to maintain transparency and evaluate your financial progress!
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Learn whats EST conversations are, and use them to address any individual concerns so you can move forward together as a team!
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Revisit your priorities as a couple, ensuring alignment with your individual needs and shared goals.
Module 7
Mid-Course Corrections
Adapting in Real Time
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Discover techniques for streamlining your efforts and adjusting your budget as needed throughout the month!
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Find the inspiration to bravely face any financial challenges head-on and look for creative solutions.
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Gain the resilience and confidence to navigate from month one to month two ... and beyond!
Module 8
Thinking Long-Term
BONUS! Accelerating Your Financial Harmony
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Confront credit card debt head-on, complete with tools to help!
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Uncover strategies for maximizing your money's potential
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Discover how to allocate money for future goals, ensureing the money is there for your when you need it most!
Enroll in the Financial Harmony Roadmap Today!
Choose the best plan for you...
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8-Module Course
8-Module Course To Help You Save $7,500 Annually! (Valued at $7500)
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Practical Worsheets
Path to Financial Bliss: Comprehensive Module Worksheets!
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Accountability Calls
Live Bi-Weekly Group Accountability Calls! (Valued at $2400)
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Bonus Course
Ignite the Spark: Bonus Relationship Workshop! (Valued at $297)
Still Making Up Your Mind?
You go from this:
Overwhelmed and stressed about your household finances
Not knowing where your money is going
Budgeting once a month or less, leading to financial disarray
Fighting about money
Hoping to save for big or recurring expenses
Racking up late fees or overdrawn penalties
Spending all your money as soon as you get it, leaving you with nothing for emergencies
Focusing solely on the technical aspects of budgeting without addressing the emotional side
To this:
Confidence about your household and personal finances
Tracking your money effectively
Establishing a budgeting routine that fits into your lifestyle
Communicating openly about money, fostering understanding and unity.
Balancing your short-term needs and long-term aspirations
Strategizing to pay your bills on time continously
Building an emergency fund to provide a safety net for unexpected expenses
Celebrating milestones and achievements along the way, strengthening your bond as a couple
About Us
Aaron Rumack
Hello! My name is Aaron, and I opened up The Rumack Group in 2019. With a passion for empowering couples to achieve financial success, I leverage my expertise in education to guide you on a transformative journey of building your relationship while building a budget.
Drawing from my background in math education and extensive experience working with educational service companies, I bring a unique perspective to my coaching, helping you work together as a team, accelerate your savings, and strike a harmonious balance between your current lifestyle and your dreams for the future.
My goal is simple: to bring you the peace of mind that we found through our own hard work, but easier and faster than it went for us. That's why I only use strategies we know to be effective for generating results.
Shandalla Rumack
Hi, my name is Shandalla -- which rhymes with gondola! I star in many of the videos in our Financial Harmony Roadmap. I grew up without much financial education, and my story is a very relatable one because there was so much to learn individually and as a couple.
My passion is helping people heal in any way I can. With my dual background in Western medicine (nursing) and Eastern medicine (acupuncture), much of my life is dedicated to physical health and energetic well-being. If you have anxiety or stress about money ... welcome to the club. I promise it can get better!
It took us several years to figure out how to have conversations about money that were fully open and transparent. My sincere wish is that you take advantage of what we learned to make your own lives easier.
CHECKOUT WHAT MEMBERS ARE SAYING...
Managing finances is a critical aspect of our lives, but unfortunately, it's not something that most of us learn in school. That's why being mentored by The Rumack Group is an excellent choice for anyone looking to get their financial house in order.
Deric G.
Brooklyn, NY
Aaron is a compassionate human being and someone who listens intently and asks for clarification to make sure he really understands you. These are just two of the qualities that make him a phenomenal coach.
Meagan R.
Seattle, WA
Building your relationship while building a budget provides the essential fundamentals to become financially successful! We really appreciated the personal approach from Aaron and Shandalla, which made it very relatable.
Corey E.
Vero Beach, FL
Are you a Perfect Fit?
Do unexpected expenses,
such as car repairs or time off work,
leave you unprepared and overwhelmed?
Do you yearn for the confidence to openly discuss money and
to stick to a budget even when faced with unexpected challenges?
Do you hesitate to be transparent about your spending out of fear about how your partner will react?
Do you find it difficult to start conversations about money and avoid them because they feel too difficult?
Do you associate budgeting with restriction rather than empowerment, perceiving it as an obstacle to romance and spontaneity?
If any of these sounds like you,
keep reading.
You’re exactly where you need to be.
We can't wait to welcome you into our Financial Harmony Roadmap!
If you're ready to transform your mindset, your finances, & your relationship...
NOW IS THE TIME TO GET STARTED!
You have big hopes and a vision for your relationship no matter where you stand with your partner and money.
You may be starting this journey from a place of deep despair and hopelessness, numbness, conflict, and defeat. You might be neutral and have some hope that you can make some progress.No matter where you are on this journey, what I share with you in this course will help you transform your relationship with yourself, your partner, and money.
You are not alone. It doesn’t have to be that way.
You can reduce the frequency, intensity, and recovery time from money disagreements.Building and sustaining financial intimacy is a lifelong journey and one so worth taking. It will show up in the little moments, like when you take the garbage and recycling out with your wife and you walk back to the house arm in arm with a shared sense of gratitude.
NEED HELP? WE GOT YOU COVERED!
FREQUENTLY ASKED QUESTIONS
DO WE HAVE TO BE MARRIED?
No, this roadmap is equally beneficial for any committed partnership. Whether you're engaged or newlyweds, DINKS (dual income, no kids) or married with children, in a domestic partnership or a long-term committed relationship, our strategies can help you navigate financial challenges and develop financial harmony.
HOW MUCH TIME WILL THIS TAKE?
We know you have a busy schedule between work and family commitments, so we designed our course to be efficient (short videos) and effective (timely conversations). While your exact timing depends on your personal circumstances, you can expect to see significant progress within the first 4 to 6 weeks of implementing our strategies. Some couples may wish to revisit a video or a part of a video later as a refresher.
HOW LONG DO WE HAVE TO COMPLETE IT?
Every couple has to go at their own pace, so you can complete our program on your terms. Just don't outpace your ability to apply what you're learning. To make it easier for you to complete the program even if life gets in the way, you'll have lifetime access to the course and resources. You can revisit the content at any time.
WHO IS THIS COURSE FOR?
In short, it's for you! We welcome diversity and support inclusion. We embrace people of different ethnicities, cultural backgrounds, and LGBTQIA+ couples. We believe the principles we teach apply to you, so you can confidently embrace this opportunity to achieve financial harmony and apply the strategies together, fostering a stronger connection and shared success as the wonderful couple you are.
IS THE COURSE WORTH IT?
Absolutely! Our program has been meticulously crafted based on real-life experiences, offering you practical and easily applicable strategies. The value of transforming your financial life, enhancing communication with your partner, and gaining financial skills is immeasurable. The investment you make in yourselves today will continue to pay dividends for years to come.
TEMPLATES ARE FREE, SO WHY ENROLL?
While free budget spreadsheets are readily available online, our program offers you much more than a simple tool. We provide a comprehensive roadmap for financial harmony by empowering you to align your goals with your partner, communicate effectively, conquer credit card debt, prioritize spending, and set realistic long-term goals. Join us for valuable insights, tailor our guidance to your own needs, and become a part of our supportive community as you level up your financial journey.
